Last updated: April 10th 2025
This Privacy Policy outlines how your personal information is collected, used, and protected when you interact with Mortgages by Kris, operated by Kris Johnson, Licensed Mortgage Agent with Dominion Lending Centres Mortgage Excellence, FSRA License #12438.
Your privacy matters, and I’m committed to protecting it—every step of the way.
1. Information I Collect
When you use this website or communicate with me directly, I may collect the following types of information:
Personal Information: Name, email address, phone number, mailing address, and other identifying details you voluntarily provide through contact forms or applications.
Financial Information: Income, employment status, credit history, property details, and other relevant data submitted as part of your mortgage application.
Technical Data: Browser type, IP address, device type, and general website usage through cookies or analytics tools (like Google Analytics).
2. How Your Information Is Used
Your information is collected only for the purpose of providing you with mortgage-related services and support. This may include:
Responding to inquiries or consultation requests
Preparing mortgage applications or quotes
Submitting information to lenders or third-party providers with your consent
Following up on past or ongoing applications
Improving website functionality and client experience
I will never sell, rent, or trade your personal data. Ever.
3. Consent
By providing your information through this site (via forms, application tools, or downloads), you consent to the collection and use of that information as outlined in this policy.
You may withdraw consent at any time by contacting me directly. However, please note that this may affect the services I’m able to offer you.
4. Sharing of Information
Your information will only be shared with:
Lenders, financial institutions, or affiliated professionals with your knowledge and consent
Licensed support staff assisting with your file
Legal or regulatory authorities as required by law
5. Data Storage & Security
Your information is securely stored using industry-standard encryption and password-protected systems. I take reasonable steps to ensure that your data remains protected against unauthorized access, misuse, or disclosure.
Mortgage applications may be processed through secure platforms such as Velocity or My Mortgage Toolbox, which follow strict security and compliance standards.
6. Cookies & Website Tracking
This website may use cookies or analytics tools to better understand how visitors engage with the content. This information is anonymous and used solely to improve site performance and user experience.
You can disable cookies in your browser settings if you prefer.
7. Third-Party Links
My website may contain links to third-party tools, blogs, or resources. I am not responsible for the privacy practices or content of those external sites. I encourage you to review their privacy policies before submitting any information.
8. Your Rights
As an Ontario resident, you have the right to:
Request access to the personal information I’ve collected
Correct or update your information
Withdraw your consent or request deletion (subject to legal limitations)
9. Updates to This Policy
This Privacy Policy may be updated periodically. Any changes will be posted on this page with a new “Last Updated” date.
10. Contact
If you have questions about your privacy, how your data is handled, or want to make a request:
📧 kris@mortgagesbykris.com
📍 Ontario, Canada
🏢 Dominion Lending Centres Mortgage Excellence | FSRA License #12438
